sh.sePublications
Change search
CiteExportLink to record
Permanent link

Direct link
Cite
Citation style
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Other locale
More languages
Output format
  • html
  • text
  • asciidoc
  • rtf
Kreditbedömningen av mikroföretag: Kreditbedömningens faktorer och påföljden av den slopade revisionsplikten
Södertörn University, School of Social Sciences.
Södertörn University, School of Social Sciences.
2012 (Swedish)Independent thesis Basic level (degree of Bachelor), 10 credits / 15 HE creditsStudent thesisAlternative title
The credit assessment of micro-enterprises : Credit assessments factors and sanction of the abolition audit requirement (English)
Abstract [en]

Introduction: 1 November 2010  came the amendment about the audit requirement into force. The amendment concerned only micro-enterprises. The most common form offinancing for micro-enterprises are bank loans, therefore the banks play a major role in the business and wellness of micro-enterprises.

Purpose: Purpose of this paper is to examine if the credit assessment has been affected by the removal of the audit requirement for micro-enterprises.

Method: This study will be conducted by a qualitative study in the form of interviews. Five interviews were conducted, with four respondents from the large banks and    one respondent from Almi Företagspartner.

Conclusion: All respondents agreed that the audit is seen as a mark of quality, some lenders will continue to request it from the micro-enterprise while other lenders look at other factors such as ownership, relationship or business concept.

Place, publisher, year, edition, pages
2012. , 47 p.
Keyword [en]
Bank loan, external financing, information asymmetry, credit process, lenders, borrowers, micro-enterprises, relationships, audit
National Category
Business Administration
Identifiers
URN: urn:nbn:se:sh:diva-18640OAI: oai:DiVA.org:sh-18640DiVA: diva2:610717
Subject / course
Business Studies
Uppsok
Social and Behavioural Science, Law
Supervisors
Available from: 2013-03-13 Created: 2013-03-12 Last updated: 2013-03-13Bibliographically approved

Open Access in DiVA

fulltext(963 kB)478 downloads
File information
File name FULLTEXT01.pdfFile size 963 kBChecksum SHA-512
0dc904b82a51cde13a61e736edaac40f23e2839fe83ba393a672e3c493c6740dede388312d46411ba5241ed55a5b6c8c0ff244e01aad834dd43998f15b726285
Type fulltextMimetype application/pdf

By organisation
School of Social Sciences
Business Administration

Search outside of DiVA

GoogleGoogle Scholar
Total: 478 downloads
The number of downloads is the sum of all downloads of full texts. It may include eg previous versions that are now no longer available

Total: 310 hits
CiteExportLink to record
Permanent link

Direct link
Cite
Citation style
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Other locale
More languages
Output format
  • html
  • text
  • asciidoc
  • rtf