sh.sePublikasjoner
Endre søk
RefereraExporteraLink to record
Permanent link

Direct link
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • harvard-anglia-ruskin-university
  • apa-old-doi-prefix.csl
  • sodertorns-hogskola-harvard.csl
  • sodertorns-hogskola-oxford.csl
  • Annet format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annet språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf
Financial literacy and self employment – The moderating effect of gender and race
University of North Carolina at Wilmington, USA.
Villanova University, USA.
College of Business, University of North Texas, USA.
Södertörns högskola, Institutionen för samhällsvetenskaper, Företagsekonomi. Hanken School of Economics, Finland.ORCID-id: 0000-0003-2125-6155
2022 (engelsk)Inngår i: Journal of Business Research, ISSN 0148-2963, E-ISSN 1873-7978, Vol. 139, s. 639-653Artikkel i tidsskrift (Fagfellevurdert) Published
Abstract [en]

Within the next decade, the number of self-employed workers, now 40% of the workforce, is predicted to surpass that of traditional employees. Managing finances (financial literacy) is an important skill set for self-employment. We bring attention to the growing prevalence of self-employment at a time when financial literacy is in decline in the United States. Using a sample of 15,069 participants in the 2015 and 2018 National Financial Capability Study, we find support for a positive association between financial literacy and self-employment in a U.S. context and extend prior research by focusing on two widely studied and important U.S. demographic segments in self-employment and entrepreneurship literature – gender and race. Contrary to other U.S.-based studies, we find that women with higher financial literacy scores are more likely to be self-employed than men; yet surprisingly, there is no significant difference in the association between higher financial literacy scores and self-employment between non-white and white U.S. respondents. We discuss the implications of the findings for researchers, policymakers, educators, and those considering self-employment.

sted, utgiver, år, opplag, sider
Elsevier, 2022. Vol. 139, s. 639-653
Emneord [en]
Financial literacy, Gender, Human capital theory, Race, Self-employment
HSV kategori
Identifikatorer
URN: urn:nbn:se:sh:diva-46714DOI: 10.1016/j.jbusres.2021.10.003ISI: 000712590300005Scopus ID: 2-s2.0-85117374762OAI: oai:DiVA.org:sh-46714DiVA, id: diva2:1610485
Tilgjengelig fra: 2021-11-11 Laget: 2021-11-11 Sist oppdatert: 2022-10-03bibliografisk kontrollert

Open Access i DiVA

fulltext(848 kB)789 nedlastinger
Filinformasjon
Fil FULLTEXT01.pdfFilstørrelse 848 kBChecksum SHA-512
734c79af050de0cdd541d3b4a8993f27b1e0727f2a6ca4af8e8e6ddca843c6f809f9ec608ae3312393e4692edbc4199dd9d7cc146dbb9c6af9e955e386c94409
Type fulltextMimetype application/pdf

Andre lenker

Forlagets fulltekstScopus

Person

Oghazi, Pejvak

Søk i DiVA

Av forfatter/redaktør
Oghazi, Pejvak
Av organisasjonen
I samme tidsskrift
Journal of Business Research

Søk utenfor DiVA

GoogleGoogle Scholar
Totalt: 789 nedlastinger
Antall nedlastinger er summen av alle nedlastinger av alle fulltekster. Det kan for eksempel være tidligere versjoner som er ikke lenger tilgjengelige

doi
urn-nbn

Altmetric

doi
urn-nbn
Totalt: 353 treff
RefereraExporteraLink to record
Permanent link

Direct link
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • harvard-anglia-ruskin-university
  • apa-old-doi-prefix.csl
  • sodertorns-hogskola-harvard.csl
  • sodertorns-hogskola-oxford.csl
  • Annet format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annet språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf