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Konkurrensen i den svenska banksektorn: En tillämpning av Panzar-Rosse modellen
Södertörn University, School of Social Sciences, Economics.
Södertörn University, School of Social Sciences, Economics.
2019 (Swedish)Independent thesis Basic level (degree of Bachelor), 10 credits / 15 HE creditsStudent thesis
Abstract [en]

This paper examines the market competition in the Swedish banking industry and which factors that affects it. The main purpose is to examine which market structure is characterizing the banking industry. This is done by applying a regression analysis based on the Panzar-Rosse model for 2011-2018. The results of the analysis indicate that the Swedish banking industry operates under monopolistic competition and that the market operates in a long run equilibrium. The results also show that perfect competition can be excluded, but not that the market would not be in a monopoly state. The four major banks SEB, Handelsbanken, Nordea and Swedbank, have so far had the majority of market shares, but in recent times new operators have started taking over in different banking areas. Despite that, the level of competition in Sweden has decreased since the start of the 21st century, which shows that there is a lack of competition in the Swedish banking industry.

Abstract [sv]

Denna uppsats behandlar konkurrensen på den svenska bankmarknaden och vilka faktorer som påverkar den. Syftet med uppsatsen ligger i att undersöka vilken marknadsform bankmarknaden karaktäriseras av. Detta görs genom att applicera Panzar-Rosse modellen mellan perioden 2011–2018. Resultatet i studien visar på att Sveriges bankmarknad opererar under förutsättningarna för monopolistisk konkurrens, samt att den befinner sig i långsiktig jämvikt. Utifrån resultatet kan perfekt konkurrens uteslutas men inte att marknaden karaktäriseras av ett monopol. Hittills har de fyra storbankerna SEB, Handelsbanken, Nordea och Swedbank haft majoriteten av marknadsandelarna men på senare tid har nya aktörer etablerat sig. Trots detta, är konkurrensläget idag sämre än i början på 2000-talet vilket tyder på att det finns brister i bankmarknadens konkurrens.

Place, publisher, year, edition, pages
2019. , p. 33
Keywords [sv]
Panzar-Rosse, Svenska bankmarknaden, konkurrens
National Category
Economics
Identifiers
URN: urn:nbn:se:sh:diva-40184OAI: oai:DiVA.org:sh-40184DiVA, id: diva2:1392830
Subject / course
Economics
Uppsok
Social and Behavioural Science, Law
Supervisors
Examiners
Available from: 2020-02-14 Created: 2020-02-10 Last updated: 2020-02-14Bibliographically approved

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CiteExportLink to record
Permanent link

Direct link
Cite
Citation style
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • harvard-anglia-ruskin-university
  • apa-old-doi-prefix.csl
  • sodertorns-hogskola-harvard.csl
  • sodertorns-hogskola-oxford.csl
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Other locale
More languages
Output format
  • html
  • text
  • asciidoc
  • rtf