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The Survival and Success of Swedish Mutual Insurers
Uppsala universitet, Ekonomisk-historiska institutionen, Uppsala Centre for Business HIstory.
Södertörns högskola, Institutionen för samhällsvetenskaper, Företagsekonomi. Södertörns högskola, Institutionen för samhällsvetenskaper, ENTER forum. BI Norwegian Business School, Department of Innovation and Economic Organisation, Center for Business History.ORCID-id: 0000-0002-9781-8276
2015 (Engelska)Ingår i: Corporate Forms and Organisational Choice in International Insurance / [ed] Robin Pearson & Takau Yoneyama, Oxford: Oxford University Press, 2015, 1, s. 93-113Kapitel i bok, del av antologi (Refereegranskat)
Abstract [en]

This study demonstrates that the presence of diversified corporate forms within the insurance industry does not always lead to the dominance of what is, according to theory, the most efficient business form, the joint-stock corporation. Swedish mutual insurance companies have often been connected to various popular movements, and have thus obtained quasi-monopoly rights for writing certain kinds of insurance. This has been important as a means of obtaining economies of scale and creating efficient organisations, and has allowed them to compete with their joint-stock rivals. Mutuals have also remained important players in the insurance market by keeping policyholders’ interests in focus through creative product diversification and by expanding nationally to reach customers outside of their original base. Mutuality also protected them against hostile take-overs that weakened the stock corporations. Mutual insurers not only survived as independent companies but also were a success. 

Ort, förlag, år, upplaga, sidor
Oxford: Oxford University Press, 2015, 1. s. 93-113
Nationell ämneskategori
Ekonomi och näringsliv
Forskningsämne
Politik, ekonomi och samhällets organisering
Identifikatorer
URN: urn:nbn:se:sh:diva-28749ISBN: 978-0-19-873900-5 (tryckt)OAI: oai:DiVA.org:sh-28749DiVA, id: diva2:885592
Forskningsfinansiär
ÖstersjöstiftelsenJan Wallanders och Tom Hedelius stiftelseTillgänglig från: 2015-12-19 Skapad: 2015-11-16 Senast uppdaterad: 2018-11-07Bibliografiskt granskad

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Lönnborg, Mikael

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